Despite an economy that refuses to rebound, high unemployment, and rising food and gas prices, colleges and universities continue to raise tuition year after year. But according to a 2007 study by the College Board, education pays. People with a bachelor’s degree earn over 60% more than those who have only a high school diploma. And this is true over a wide range of degrees. Whether you’re planning on going into medicine, technology, business, or even teaching, a college degree gives you an advantage over those without.
How To Pay For Higher Education
Student loan debt is ballooning in the U.S. Since Obama moved to take over the student loan industry the total outstanding debt has reached nearly a trillion dollars. Unfortunately a larger and larger percentage of this debt is delinquent as many college grads are finding it difficult to find a job in this economy.
But the government continues to make it easy to get money. There are any number of scholarships and grants that are available for education in anything from the arts to X-ray technicians. And the qualifications for these loans and grants are pretty lenient. Unfortunately, this is what is leading to so many of these loans becoming delinquent in the first place.
Reasons for Going Back To School
Providing a better life for ourselves and our families can be a powerful motivating force for starting or returning to college. While it can be stressful and demanding to go to school while working, the rewards are well worth it. A lifetime of higher pay and better benefits can easily offset the costs of returning to school.
The rewards don’t end there. Doing something that you truly love can be very fulfilling. And it is difficult to put a price on job satisfaction.
An interesting website to check out if you are interested in entering the world of health care is www.xraytechsalary.org. It highlights the world of radiological technologists, discusses their pay in various parts of the country, and covers educational requirements for entering the field.
Who Has Access To Government Loans?
Just about anyone can qualify for a government backed student loan. Specific groups include minorities such as Hispanics and Asians. Financial background has a lot to do with it as well. Those that fall in certain income ranges can qualify for a whole host of loans and grants.
Even groups as specific as single mother’s have grants designated just for them. The idea is to help as many people as possible create a better life for themselves through further education.
Is Assistance Available for Training Programs?
Money is even available for training outside of a school environment. If you’re looking to take a technical course or even something like a writing course, these loans can be used to cover those costs.
So if you are interested in furthering your career and and increasing your salary, take a look at going back to school and getting your degree or associates. It could be one of the smartest decisions you make.
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